In a large mixing bowl, gather softened cream cheese, powdered sugar, and vanilla extract. Beat with an electric mixer for 1–2 minutes until smooth.

Carefully fold in the whipped topping until fully incorporated, creating a light texture.

In another bowl, combine mixed fresh fruit and toss gently, reserving some for garnish.

Pour the cheesecake mixture over the tossed fruit and gently stir until evenly coated.

Drizzle half of the caramel sauce over the mixture and fold gently to create swirls.

Transfer to a serving dish and ensure it's evenly spread.

Sprinkle granola on top for crunch.

Finish with a drizzle of remaining caramel sauce and reserved fruit for garnish.

Serve immediately or chill for up to 1 hour without adding granola until ready to serve.